Interior Home Repair Program

Due to high demand for the O'Fallon Interior Home Repair Program, funds are currently exhausted and unavailable. Please check back periodically for additional information and be sure to check out other funding programs to the right.

Applications for the O'Fallon Interior Home Repair Program will be available in an electronic form. We are no longer able to accept any paper applications. The link to the new electronic application can be found to your right and at the bottom of this page.

Thank you for your interest in the Interior Home Repair Program. This program has exhausted its funds for the fiscal year.

Due to high demand for the O'Fallon Interior Home Repair Program, funds are currently exhausted and unavailable. Please check back periodically for additional information and be sure to check out other funding programs to the right.

O'Fallon's Interior Home Repair Programs assist low-to-moderate level income O'Fallon residents with interior home repairs that they would not otherwise be able to afford. This program offers up to $7,500 for eligible repairs as a 5-year forgivable loan. This loan is only subject to repayment if property transfers ownership, is refinanced for cash-back or the homeowner borrows against the equity in the home.

Eligibility for the Interior Home Repair Program

In order to be considered, the following criteria must be met:

The applicant must:

• Be the fee simple owner and occupant of the single family dwelling to be improved
• Have no pending bankruptcies
• Have resided in the dwelling for at least one year prior to application
• Be a first-time participant in the program
• Not be a newly-legalized alien
• Be current on mortgage payments and real estate taxes

The house to be improved must:

• Be located within the City of O’Fallon and not in a floodplain
• And have no outstanding federal, state or city tax liens
• Be a single family, permanently-affixed structure

The household income:

To qualify as low-to-moderate income, the total gross income of all members of the household over the age of 18 must not exceed the set limits, which are established by HUD:

Please review the Home Improvement Interior Home Repair Checklist (PDF) to satisfy the requirement for a complete application package.

Eligible Repairs

Eligible repairs may include:

• HVAC
• Water heaters
• Electrical repairs
• Plumbing repairs
• Basement repairs
• Insulation and weatherization
• Windows
• Internal accessibility needs
• Indoor code violations/safety requirements (smoke detectors, etc.)

Contact Public Assistance staff